The IndusInd Bank Legend Credit Card is a premium credit card designed for customers who want accelerated rewards on weekend spending, entertainment benefits, fuel savings and reduced foreign currency markup.
But is the IndusInd Legend Credit Card still worth it in 2026? With changes to its airport lounge benefits and the availability of newer lifetime-free credit cards, it is important to look beyond the card’s premium positioning.
In this detailed review, we look at the IndusInd Legend Credit Card’s rewards, movie benefits, fuel surcharge waiver, foreign currency markup, fees and other features to help you decide whether this card makes sense for your spending habits in 2026.
IndusInd Legend Credit Card: Key Highlights
- Reward Points: Earn 1 Reward Point per ₹100 spent on weekdays and 2 Reward Points per ₹100 spent on weekends.
- Bonus Rewards: Earn 3,000 bonus Reward Points on eligible annual spends of ₹5 lakh or more.
- Movie Benefit: Enjoy movie ticket benefits through BookMyShow, subject to applicable terms.
- Forex Benefit: Get a discounted foreign currency markup of 1.8% on eligible foreign currency transactions.
- Fuel Benefit: Get a 1% fuel surcharge waiver on eligible transactions.
- Contactless Payments: Use the card for fast and convenient contactless transactions at compatible terminals.
- International Acceptance: Use the card at millions of merchant outlets in India and worldwide.
- Lounge Update: Complimentary airport lounge access on the Legend Credit Card was discontinued effective 7 March 2025.
IndusInd Legend Credit Card Reward Points
1. Earn 1 Reward Point per ₹100 on Weekdays
Earn 1 Reward Point for every ₹100 spent on eligible transactions made on weekdays.
2. Earn 2 Reward Points per ₹100 on Weekends
Weekend spending gets accelerated rewards, with 2 Reward Points earned for every ₹100 spent on eligible transactions.
3. Earn 3,000 Bonus Reward Points
Cardholders can earn 3,000 bonus Reward Points on eligible annual spending of ₹5 lakh or more, subject to the applicable terms and conditions.
4. Multiple Redemption Options
Reward Points can be redeemed for options such as vouchers, air miles, credit card bill payments and other available rewards, subject to the applicable redemption rules.
IndusInd Legend Credit Card Movie Benefits
BookMyShow Movie Offer
The IndusInd Legend Credit Card offers movie-related benefits through BookMyShow. The bank's current benefit information highlights complimentary movie-ticket benefits, subject to the applicable offer terms and conditions.
The exact ticket value, frequency and eligibility should be checked on the current BookMyShow offer before booking, as partner offers and terms can change.
1% Fuel Surcharge Waiver
The IndusInd Legend Credit Card offers a 1% fuel surcharge waiver on eligible fuel transactions. This can provide useful savings for customers who regularly use their credit card for fuel purchases.
The actual benefit is subject to the applicable transaction limits, exclusions and terms specified by IndusInd Bank.
1.8% Foreign Currency Markup
One of the attractive features of the IndusInd Legend Credit Card is its discounted foreign currency markup of 1.8% on eligible foreign currency transactions made using the primary and add-on cards.
This can make the card useful for international travellers and customers who frequently make foreign currency payments.
IndusInd Legend Lounge Access: 2026 Update
Complimentary Airport Lounge Access Was Discontinued
One important change to know before applying for the IndusInd Legend Credit Card is that the complimentary airport lounge access feature was discontinued effective 7 March 2025.
Priority Pass Membership
The current 2026 Legend Credit Card benefit guide states that Priority Pass membership is complimentary for Legend Credit Card holders. However, lounge usage charges can apply, so cardholders should check the applicable Priority Pass terms before using a lounge.
This means customers should not assume that having a complimentary Priority Pass membership automatically means complimentary lounge visits.
IndusInd Legend Credit Card Fees & Charges
| Fee | Charges |
|---|---|
| Joining Fee | Check current IndusInd Bank offer |
| Annual Fee | Check current IndusInd Bank offer |
| Foreign Currency Markup | 1.8% discounted markup |
| Fuel Surcharge Waiver | 1% on eligible transactions |
Fees and charges can vary based on the current offer and card variant. Always verify the applicable charges before applying.
IndusInd Legend Credit Card Eligibility
- Age: Applicants must meet IndusInd Bank's applicable age criteria.
- Employment: Salaried and self-employed applicants may be eligible.
- Income: Applicants must meet the bank's applicable income requirements.
- Credit Profile: A good credit history and credit score can improve the chances of approval.
- Other Requirements: Final approval is subject to IndusInd Bank's internal policies, verification and credit assessment.
Eligibility criteria may vary by applicant. The bank has the final authority to approve or reject an application.
Documents Required
- PAN Card: PAN Card or Form 60, as applicable.
- Identity Proof: Aadhaar Card, Passport, Driving Licence or another accepted government ID.
- Address Proof: Aadhaar Card, Passport, utility bill or another accepted document.
- Income Proof: Salary slips, bank statements, ITR or other income documents, where required.
- Photograph: Recent photograph, where required.
The exact documents required may vary depending on the applicant and the bank's verification process.
IndusInd Legend Credit Card: Pros & Cons
Pros
- ✓ 2X Reward Points on eligible weekend spending
- ✓ 3,000 bonus Reward Points on eligible ₹5 lakh annual spending
- ✓ 1.8% foreign currency markup
- ✓ 1% fuel surcharge waiver
- ✓ Movie benefits through BookMyShow
- ✓ Complimentary Priority Pass membership under current benefit terms
Cons
- ✗ Complimentary airport lounge access was discontinued from March 2025
- ✗ Premium-card fee structure may not suit everyone
- ✗ Weekend rewards are more valuable for people who spend heavily on weekends
- ✗ Some benefits are subject to eligibility and spending conditions
- ✗ Priority Pass membership does not necessarily mean free lounge visits
Is IndusInd Legend Credit Card Worth It in 2026?
It May Be Worth It If:
- You spend regularly on weekends and want accelerated rewards.
- You make frequent international transactions and value a 1.8% forex markup.
- You spend enough to benefit from the annual bonus reward points.
- You regularly use movie and lifestyle benefits.
- You value Priority Pass membership even though complimentary lounge visits are no longer available.
It May Not Be Worth It If:
- Your main reason for getting the card is complimentary airport lounge access.
- You want a completely lifetime-free credit card.
- Your spending is mostly on weekdays and you won't benefit much from weekend rewards.
- You prefer a simple cashback card over a premium rewards card.
How to Apply for the IndusInd Legend Credit Card
- Click the Apply Now button on this page.
- Complete the online application form with your personal and financial details.
- Submit the required documents and information.
- Complete the bank's verification process.
- Wait for IndusInd Bank to review your application.
- If approved, complete the card issuance and activation process.
Frequently Asked Questions
Is IndusInd Legend Credit Card worth it in 2026?
It can be worthwhile for customers who value weekend rewards, a 1.8% foreign currency markup, fuel surcharge waiver and lifestyle benefits. However, customers primarily looking for complimentary airport lounge access may want to consider other cards because the Legend's complimentary lounge access feature was discontinued in March 2025.
Does the IndusInd Legend Credit Card offer lounge access?
Complimentary airport lounge access was discontinued effective 7 March 2025. The current benefit guide mentions complimentary Priority Pass membership, but lounge usage charges may apply.
How many Reward Points does the IndusInd Legend Credit Card offer?
The card earns 1 Reward Point per ₹100 on eligible weekday spending and 2 Reward Points per ₹100 on eligible weekend spending.
Does the IndusInd Legend Credit Card offer a fuel surcharge waiver?
Yes. The card offers a 1% fuel surcharge waiver on eligible transactions, subject to applicable terms.
What is the forex markup on the IndusInd Legend Credit Card?
IndusInd Bank currently lists a discounted foreign currency markup of 1.8% on eligible foreign currency transactions.
Does the IndusInd Legend Credit Card offer movie benefits?
Yes. The card offers movie-related benefits through BookMyShow, subject to the current offer terms and conditions.
Can I earn bonus Reward Points on the Legend Credit Card?
Yes. The current IndusInd information states that customers can earn 3,000 bonus Reward Points on eligible annual spending of ₹5 lakh or more.
Final Verdict
The IndusInd Legend Credit Card can still be a useful premium rewards card in 2026, particularly for customers who spend regularly on weekends, travel internationally or value movie and lifestyle benefits.
Its 2X weekend rewards, 1.8% foreign currency markup, fuel surcharge waiver and bonus Reward Points can make it attractive for the right spending pattern.
However, the card has lost one of its previously prominent advantages: complimentary airport lounge access was discontinued in March 2025. Therefore, anyone considering this card mainly for lounge access should look at alternatives before applying.
Overall, the IndusInd Legend Credit Card is worth considering if its rewards and lifestyle benefits match your spending habits—but it is no longer an obvious choice for customers whose priority is complimentary airport lounge access.
Ready to Apply for the IndusInd Legend Credit Card?
If the IndusInd Legend Credit Card's rewards and lifestyle benefits match your spending habits, check the latest eligibility and offer details before applying.
Apply for IndusInd Legend Credit Card